{"id":24,"date":"2007-05-31T11:40:52","date_gmt":"2007-05-31T09:40:52","guid":{"rendered":"http:\/\/smirkingman.wordpress.com\/2007\/05\/31\/insurance-price-according-to-your-passport\/"},"modified":"2011-05-10T22:16:19","modified_gmt":"2011-05-10T20:16:19","slug":"insurance-price-according-to-your-passport","status":"publish","type":"post","link":"https:\/\/www.calvert.ch\/maurice\/2007\/05\/31\/insurance-price-according-to-your-passport\/","title":{"rendered":"Insurance price according to your passport?"},"content":{"rendered":"<p>I was flabbergasted to learn that the price of car insurance in Switzerland is a function of your nationality. The surcharge can be as high as 97% if your unlucky enough to be from pretty well anywhere in the sourth-eastern Medditerranean area and, curiously, anywhere in north or south America (<a href=\"http:\/\/www.tdg.ch\/pages\/home\/tribune_de_geneve\/info_express\/suisse\/depeches_suisse\/(contenu)\/84286\">article in French<\/a>).<\/p>\n<p>The insurers argument is that drivers from certain\u00a0countries statistically have more accidents. Now I can follow the reasoning, the problem is that each company has wildly differing prices for a given nationality, which to me smells of poor statistics. If the sample is large, the surcharges should be approximately the same.<\/p>\n<p>What&#8217;s even worse is that the no-claims bonus is aplied on the surcharged price. This means that a driver from country X, whose initial policy has a 94% surcharge, who has no accidents for 10 years is penalised forever.<\/p>\n<p>Legal as it may be, this practice stinks of racism. Shame on the Swiss; are they alone in doing this?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I was flabbergasted to learn that the price of car insurance in Switzerland is a function of your nationality. The surcharge can be as high as 97% if your unlucky enough to be from pretty well anywhere in the sourth-eastern <a href='https:\/\/www.calvert.ch\/maurice\/2007\/05\/31\/insurance-price-according-to-your-passport\/' class='excerpt-more'>[&#8230;]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,8],"tags":[17,27],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-finance","category-politics","tag-driving","tag-insurance","category-3-id","category-8-id","post-seq-1","post-parity-odd","meta-position-corners","fix"],"_links":{"self":[{"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/posts\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":1,"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/posts\/24\/revisions"}],"predecessor-version":[{"id":453,"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/posts\/24\/revisions\/453"}],"wp:attachment":[{"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/media?parent=24"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/categories?post=24"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.calvert.ch\/maurice\/wp-json\/wp\/v2\/tags?post=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}